Reliable Loans. Real People. Trusted Local Service in Meridian, MS
At Community Loans, LLC, we’re more than just a loan company—we’re your neighbors. Located in the heart of Meridian, MS, we provide small, secured personal loans designed to help you move forward, not fall behind. Whether you need quick cash for a car repair or back-to-school expenses or you're working to build or rebuild your credit, our team is here to help with honesty, empathy, and respect.
We’re located at 4611 8th Street, Meridian, MS, 39307. Call us today at (601) 482-2777 to apply over the phone, or drop by to speak with a member of our team in person.
Personal and Starter Loans Tailored to Your Needs
We offer small, secured loans using personal assets. Every loan is subject to approval, and every customer receives individualized attention. Our services include:
For everyday needs or unexpected events:
- Car Repairs
- Home Repairs
- Back-to-School Expenses
- Vacations and Holiday Travel
- Holiday Expense Loans
- Loans After Bankruptcy
- General Emergency Cash Needs
Starter & Credit-Builder Loans
- For Those Working to Build or Re-Establish Credit
- Starter Credit Loans
- Re-Established Credit Loans
- Loans Designed to Help You Improve Your Credit Score Over Time
We also offer basic financial advice to help you manage your loan funds wisely. Our goal is to help you make progress—not just get by.
When to Apply for a Loan
Our clients come to us during all kinds of life moments. You might need a loan if:
- You’re Facing a Sudden Car or Home Repair
- You’re Sending Kids Back to School and Need Help With Expenses
- You Want to Take a Family Trip but Don’t Want to Drain Your Savings
- You’ve Had a Bankruptcy and Need a Second Chance
- You’re Rebuilding Your Financial Profile and Need to Show Positive Payment History.
Starter Loans Are Especially Helpful If:
- You Have Little or No Credit History
- You Want to Improve Your Credit Score Responsibly
- You’ve Been Turned Down for Loans Elsewhere
- You’re Looking for a Simple Way to Show Lenders You Can Manage Money
What You Need to Apply for a Loan
All of our loans are secured with personal property, and approval is required. To qualify:
- You Must Be at Least 18 Years Old
- You Must Be Able to Provide a Proof of Item of Value to Support Loan Security
- You Must Complete a Phone Application
- Once Approved, Visit Our Office to Sign Your Documents and Receive Your Cash the Same Day
Service Area
We proudly serve Meridian, MS, and the surrounding communities, including
- Marion, MS
- Lauderdale, MS
- Toomsuba, MS
- Collinsville, MS
- Chunky, MS
- Newton, MS
- Union, MS
- Philadelphia, MS
- Enterprise, MS
- DeKalb, MS
Who We Are
Community Loans, LLC is a locally owned loan agency built on trust, communication, and community. We’re not a big bank or a faceless lender. We’re real people who care about your success.
Why Clients Choose Us:
Personalized Service From People Who Know Your Name
A Judgment-Free Environment With Honest, Respectful Guidance
Same-Day Cash Once You’re Approved
Open Communication—if You Need Help or a Payment Adjustment, Just Talk to Us
A Real Office Where You Can Meet Us in Person and Feel at Home
We take pride in making our office a place where neighbors are treated with respect, and no one feels ashamed of needing help
Apply For Your Loan Today
Getting started is simple:
- Call Us at (601) 482-2777 to Complete Your Application Over the Phone
- Once Approved, Come to 4611 8th Street, Meridian, MS, 39307 to Finish the Paperwork
- Leave With Cash in Hand the Same Day
You can also fill out our application form to begin the process.
Refer a Friend and Earn $75
We love referrals—and we pay for them. If you know someone who could use a loan, send them our way.
Here’s how it works:
- The Person You Refer Must Be Approved for a Loan
- Both You and Your Referral Must Have Active, Approved Loans
- We Must Have Complete Information for Both of You
- Once Everything Checks Out, We’ll Call You to Come Pick Up Your $75 Cash Reward
There’s no limit—refer as many people as you like.
Frequently Asked Questions
1. What kind of personal property can I use as collateral?
You can use items like electronics, tools, vehicles, ATVs, and other valuables. Give us a call, and we’ll let you know what qualifies.
2. Can I still apply if I’ve had a bankruptcy?
Yes. We offer loans after bankruptcy, and we also have credit-rebuilding options to help you get back on track.
3. How quickly will I get the money?
If you're approved, you can receive your cash the same day you come into the office and complete the paperwork.
4. Can I apply from home?
Yes. You can call us to apply over the phone and then visit our office to finalize everything and receive your funds.
5. What if I need to change my payment schedule?
We believe in open communication. If you ever need to adjust your pay date, just call us—we’ll work with you.
Get the Cash You Need—Apply for Your Loan Today
Need cash fast? Looking to build credit? Just want someone local you can trust? We’re here for you.
Community Loans, LLC
4611 8th Street, Meridian, MS, 39307
Phone: (601) 482-2777
Stop by, call, or apply today. We’re here to help you move forward—one loan at a time.